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November Property Digital Bonds
It means that your digital ownership of the bond issued by November Property, is pegged to the physical asset such as real estate. It’s not possible to split the direct real estate ownership itself into thousands of pieces, however, it’s possible to split the bond ownership.
Use the Sign up button and follow the guidelines. We accept Bank Transfers.
Yes! Once the Digital Bond Offering (DBO) is successfully completed, you have the option to sell your shares of the digital bond. However, please note that the bonds are not currently listed on any secondary exchange, and there is no guarantee of listing after the DBO. The company offers an internal bulletin board for direct sales or bidding among investors, along with a liquidity buy-back program to provide additional flexibility.
Collected rent will be paid out as a coupon payment on a 12 month basis to your registered bank account.
Yes, the investor can have assurance that their return is ensured as long as the apartments are leased and the real estate prices rise. There are no financial obligations associated with the NP projects, which implies that the investment can only experience depreciation if there is a temporary adjustment in the real estate market.
Our third-party trustee serves as an independent party dedicated to safeguarding the interests of our bondholders. The trustee manages the investment until the agreed criteria are met and oversees the security on behalf of investors, ensuring all terms are followed. This provides an additional layer of protection. In the event of a default, the trustee is authorized to enforce the security, offering further assurance for your investment.
What's DBO
DBO stands for digital bond offering. A NP-bond holds monetary value, i.e., an investment given as a loan that is backed by a real-world asset such as a property.
A share of the bond represents the partial ownership information of the investment. When you invest in traditional stocks, for example, ownership information is written on a document and issued as a digital certificate (e.g. a PDF). For DBOs, it’s the same process.
Future of digital bonds with November Property
We are constantly enhancing our services, including the development and announcement of new real estate projects and expansion of use cases. In the near future, we envision November Property collaborating with all type of international investors Additionally, we are actively working on introducing new payment options such as fiat payments (credit card, bank transfers, etc.), and additional stablecoins and other digital currencies.
What tax can I expect on my profits?
In Norway, capital gains from investments, including profits from bonds, are subject to a 22% tax. This tax is only payable when you realize the gain, meaning when you get distribution payments, sell or redeem your investment. Additionally, any losses incurred on these investments are deductible, which can help reduce your overall tax liability. It’s important to consult with a tax advisor to understand how these rules apply to your specific area or situation, and to ensure full compliance with tax regulations.
